Financing is available directly through Serta.com.

We have partnered with Affirm* to offer financing or pay-over-time options for our customers. At checkout, you will be given the option to pay through Affirm. If approved, you will be given loan options for 3, 6, or 12 months.

All interest is provided upfront, there are no hidden fees, and only a soft credit check is done through Affirm's system for approval. After you've confirmed your choice, you will be redirected back to our website to complete checkout.

Affirm only requests a soft credit check for approval, so the credit inquiry won’t affect your credit score. Once you've selected your financing term, you will be redirected back to the website to complete your purchase.

For returns and cancellations, refunds will be processed through Affirm and posted to your Affirm account. Refunds will be processed within 3-10 business days. Keep in mind the interest charge will not be refunded.

Please note that financing through Affirm is not available in West Virginia and Iowa.

We accept payment via credit card (Visa, Mastercard, American Express or Discover). We also have payment options available through  PayPal, and financing is available through Affirm*.

Please note that financing through Affirm is not available in West Virginia and Iowa.

*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.

If you've chosen Affirm* or PayPal as your payment option and you aren't being directed to their site, check your pop-up blockers first to make sure the site can pop up so you can log in.

If that doesn't work, try clearing your device's cache, try a different browser, or a different device. Technology can be tricky but often one of these suggestions will get the job done.