0% APR for up to 48 months

Interest will be charged to your account from the end of the promotional period at the standard variable purchase APR of 28.49% on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment.*

Or as low as $63 per month

for 48 months on your iComfort Credit Card for total payment of $3000.
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Apply for an icomfort credit card

Apply for an iComfort Credit Card

The iComfort credit card can help you purchase the bed of your dreams. It offers a variety of promotional finance plans based on qualified purchases to help fit your budget.* Simply choose your mattress set and we'll guide you through the process. For example, if your purchase qualifies for 0% APR financing for 48 months and you finance $3,000, your monthly payment would be 3,000 divided by 48 months (rounded up to the nearest $1.00), or $63 per month.

It's never been easier to get the quality of sleep you deserve on a Serta, iComfort or Perfect Sleeper mattress by purchasing direct on Serta.com. Why wait? Apply today!

Apply for an icomfort credit card

Learn More about iComfort

With every iComfort mattress set purchase, you'll also enjoy

  • Free White Glove Delivery
  • 120 Day In Home Trial
  • 10 Year Warranty
  • FREE Removal of Your Old Mattress
Shop iComfort Selections

The iComfort credit card offers:

  • Special financing for up to 48 months on qualifying purchases* made on Serta.com
  • No annual fee**
  • Convenient online account management
  • Pay your bill and view your statements 24/7

Need more time to pay? After the promotional period ends, any unpaid portion of your purchase balance, including any fees assessed for late or returned payments, will revolve on your iComfort credit card at the standard variable Purchase APR disclosed in your credit card agreement.

There has never been a better time to upgrade to iComfort.

Apply for an icomfort credit card
Serta Finacing Card
Financing Plan Examples
Purchase Amount 0% APR* for 12 months 0% APR* for 24 months 0% APR* for 36 months 0% APR* for 48 months
Required minimum mattress purchase of $799 From $67 per month
Required minimum mattress purchase of $1299 From $55 per month
Required minimum mattress purchase of $2000 From $56 per month
Required minimum mattress purchase of $3000 From $63 per month

*0% APR for 12, 24, 36, or 48 months.  Interest will be charged to your account from the end of the promotional period at the standard variable purchase APR on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum mattress purchase of $799 for 12 months, $1299 for 24 months, $2000 for 36 months, and $3000 for 48 months.  iComfort Credit Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00.  Minimum Interest Charge is $2.00, per credit plan.  Standard variable Purchase APR of 28.49%, based on the Prime Rate.  Subject to credit approval and availability.  Account must be in good standing at the time of transaction.

**Standard variable Purchase APR of 28.49%, based on the Prime Rate.  Minimum Interest Charge is $2.00, per credit plan.

‡The payment amounts shown above are representative examples. The payment may not be equal to your minimum payment. The minimum payment due shown reflects the amount due if your previous balance is zero. If your previous balance is not zero, or includes an Equal Payment or Low Payment Credit Plan, see your Credit Card Agreement for additional information regarding the minimum payment due.  The total minimum payment due on your account will not be less than $25.00. The estimated monthly payment shown was calculated using the following assumptions: payments are made each period; no debt cancellation or suspension agreement applies to the Account; no taxes or ancillary charges are or will be added to the Account; goods or services are delivered on a single date; you are not currently and will l not become delinquent on the Account; and purchase will be paid in full before the end of the promotional period. Purchase must be made using the iComfort Credit Card. Subject to credit approval.

Apply for an iComfort Credit Card

Comenity Capital Bank issues iComfort Credit Card Accounts. If you wish to proceed with the online application, you will be providing your personal information to Comenity Capital Bank.

IMPORTANT INFORMATION ABOUT OPENING AN ACCOUNT:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you; When you open an account, we will ask for your name, address, date of birth, or other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

You agree that this application and any information you submit to Comenity Capital Bank may be shared with and retained by Serta.

To apply you must: Be at least 18 years of age; Be a U.S. resident residing in the United States; Have a U.S. Social Security Number; Have a street, rural route or APO/FPO mailing address (no PO box addresses); and have a valid government-issued photo ID.

General

An indicates a required field.


Annual Income

Alimony, child support or separate maintenance income need not be included if you do not wish to have it considered as a basis for repaying this obligation.
Married WI Residents only:  If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse’s financial information.
$

Housing

To open an account, you must be a United States Resident with a street, rural route, or APO/FPO mailing address. We do not accept PO Box mailing addresses.

Contact

By providing your contact information below, including any cellular or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, and calls made via automatic telephone dialing systems, or via e-mail.

ELECTRONIC CONSENT

You must read the disclosure presented in the Electronic Consent section of the Terms and Conditions box below prior to checking the consent box. Please also read the Credit Card Agreement Privacy Statement and other information presented in the Terms and Conditions box prior to submitting this application and print a copy for your record.
By signing or otherwise submitting this application/solicitation, each applicant ("I," "me" or "my" below) agrees and certifies that (1) I have read and agree to the disclosures provided on or with this application/solicitation, (2) the information I have supplied is true and correct, (3) I am applying to Comenity Capital Bank, P.O. Box 183003, Columbus, OH 43218-3003 ("Bank") for an iComfort credit card account, (4) I authorize the Bank to obtain credit reports on me, (5) if approved, my account will be governed by the Credit Card Agreement, (6) I understand that I may pay all of my account balance at any time without penalty and (7) this application/solicitation,any information I submitted to the Bank, and the Bank’s final decision on my application/solicitation may be shared with and retained by Serta.
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