January 31, 2017
Filed under: Shopping Tips

When it comes to mattresses, affordable price doesn’t have to mean cheap quality. We know that the quality and comfort of your mattress play an integral role in your sleep. Serta makes a wide range of mattresses to suit almost any comfort preference and budget. We also offer interest-free financing options, national retailer promotions and special online exclusives. Check out a few of our tips on budgeting for and saving money on your ideal mattress:

Consider your mattress purchase an investment.

First, remember that your mattress is an investment in your sleep, and by extension, your health. The same way that nutrition and exercise are critical to our overall health, so is good sleep. Studies continue to show that a lack of sleep increases risk for a long list of conditions, including high blood pressure, obesity, heart disease and stroke.

Your mattress expense can be categorized with your health expenses. How much are you willing to spend on healthy meals, fitness classes or health club memberships every month? Consider budgeting your mattress payments into that category of expenses.

Use our mattress selector to help you find a mattress that fits your comfort preferences at a price that works for you.

Serta’s mattress selector will help you determine the range of mattresses that best fit your comfort preference and lifestyle. From there, you can select a mattress that works within your budget. Because all of our mattresses meet Serta’s quality standards and use advanced technology, you know that you’ll get an affordable mattress without sacrificing quality or comfort.

Break down the cost of a mattress by month and determine what you’re willing to spend.

While a mattress isn’t an asset that appreciates in value, its cost can be spread out over a long period of useful life, similar to a car or home appliance. In most cases, you’ll use your mattress for seven to ten years.

Divide the cost of a mattress you’d like to purchase by 84 (7 years multiplied by 12 months per year), and you’ll arrive at the average monthly cost of your new bed. While this doesn’t account for every financial variable, it’s a good way to get a ballpark idea of what you’re willing to spend. Compare that dollar figure to what you spend on phone bills, coffee, clothes and entertainment. That comparison can help you prioritize and adjust your budget.

Check Serta.com for special offers and instant financing options with the iComfort credit card.

The iComfort credit card offers a variety of finance plans based on qualified purchases to help you buy a mattress that fits your budget and doesn’t require a big initial payment. Choose your mattress set and we’ll guide you through the process. For example, if your purchase qualifies for 0% APR financing for 60 months and you finance $4,500, your monthly payment would be $4,500 divided by 60 months (rounded up to the nearest $1.00), or $75 per month.